2-4 Family Home For Sale in Jersey City, NJ
 

MLS# : 250017514

Street : 114 OAK ST
Price : $899,000
Town : Jersey City, NJ 07304
General Tax Rate (2023) : 2.246%

PROPERTY DETAILS

# of Rooms :
Bedrooms :
Full Baths :
Half Baths :
Basement : Finished, Full
Year Built :
Lot Size :
Style : Victorian
Exterior Finish : Aluminum/Vinyl, Shingle
Exterior : Aluminum/Vinyl, Shingle
Heat/Cool : A/C Central, Hot Air, Electric, Heat Pump

PROPERTY DESCRIPTION

Modern Victorian Farmhouse in the Heart of Bergen-Lafayette A fully detached and modernized Victorian farmhouse, this residence sits proudly on a full 25×100 lot with an oversized backyard — a rare treasure in Jersey City. From the moment you arrive, the home’s timeless character shines through a tiled lemonade porch, restored historic doors and staircase, original decorative fireplaces, and elegant interior columns that anchor the living spaces with charm and grace. Inside, every detail has been renewed with care. Brand-new kitchens sparkle with light green shaker cabinetry, quartz countertops, and stainless steel appliances, while the bathrooms feel elevated and refined with designer tile and modern fixtures. Thoughtfully designed for both owner-occupants and investors, the home offers remarkable versatility. The top floor hosts a bright three-bedroom, two-bath residence ideal for generating rental income. The first floor features two bedrooms and one bath along with formal living and dining rooms, a sunny kitchen, and a charming enclosed porch, all with direct access to the expansive backyard. On the garden level, a bonus two-bedroom, one-bath suite with its own private entrance adds even more flexibility, whether as an in-law suite, extended living space for the owner, or a perfect Airbnb rental opportunity. Modern comfort is woven throughout with brand new 2025 energy-efficient mini-split central air and heat pumps providing year-round climate control. With seven bedrooms, four bathrooms, and an oversized yard, this home effortlessly balances historic soul with contemporary convenience, offering a lifestyle as versatile as it is beautiful. Situated in the heart of Bergen-Lafayette, just moments from Lincoln Park, boutique cafés, and the Light Rail, this rare residence captures the best of Jersey City living — a home with history, character, and a future full of possibility. **Special financing available with preferred lender Jackie Koven at Cross Country Mortgage. Grants ranging from $15,000 to $22,000 available for down payment and/or closing cost assistance. Interest rates as low as 5.875%**

Amenities

This listing is a courtesy of SERHANT NEW JERSEY LLC
973-315-5959 office, listing agent JARED REAMER

About Jersey City, NJ Real Estate Market

With an area of 21.13 square miles and a population of more than 290,000, Jersey City is one of the largest cities in the USA and the second-most populous city in New Jersey after Newark. A part of Hudson County from New Jersey and the New York metropolitan area, Jersey City is present on the west of Hackensack River, on a peninsula known as Bergen Neck.

Jersey City currently serves as a prime hub for distribution and transportation terminus for the Port of New York and New Jersey. Ever since the redevelopment of the Jersey City Waterfront happened, Jersey City became a major hub for banking and finance in the United States of America. All these developments in these years also resulted in the development of Hudson County real estate in the city.

Consisting of most of the parts of Ellis Island, Jersey City also surrounds Liberty City through its waters in the Upper New York Bay. Thanks to its proximity and easy connectivity to Manhattan, Jersey City is also considered the sixth borough of New York City. Jersey City has some of the earliest European settlements in North America, which played a crucial role in the development of various sections of the city.
Population:  267,345
Total Housing Units:  104,018
Single Family Homes:  36,684
Apartments:  67,334
General Tax Rate (2023):  2.246%
Effective Tax Rate (2023):  1.944%
Compare To Other Towns

Jersey City Market Indicators

PRICE INDEX

Average Price* (12mo):  $736,588
Homes Sold* (12mo):  219
PRICE INDEX
SINGLE FAMILY HOME SALES

Jersey City, NJ
12 Month Moving Average


1 YR 2 YR 3 YR 5 YR 7 YR MAX
 

Download Full Home Sales Report

PRICE INDEX

Average Price* (12mo):  $679,503
Apatments Sold* (12mo):  1,098
PRICE INDEX
APARTMENT SALES

Jersey City, NJ
12 Month Moving Average


1 YR 2 YR 3 YR 5 YR 7 YR MAX

 

Download Full Apartment Sales Report

REAL ESTATE TAXES

General Tax Rate (2023):  2.246%
Effective Tax Rate (2023):  1.944%
GENRAL TAX RATE - Jersey City, NJ



MADISON ADAMSTM

office: 201-760-1100
84 E Ridgewood Ave, Suite 201
Ridgewood, NJ 07450
201-760-1100 (office)
201-760-1102 (fax)

Contact Info

FOR APPOINTMENTS CONTACT


Managing Partner
Broker Associate
646-279-8233 (cell)

Madisom Adams Broker Associate Helena Lobo-Zagorski


Sales Associate
201-724-6913 (cell)

Madisom Adams Sales Associate Carmela Maggio


Sales Associate
201-725-1170 (cell)

Madisom Adams Sales Associate Juan Carlos Guevara


Real estate inventory
Jersey City
Homes : $349,900 - 3,495,000 64
Condos : $199,999 - 4,048,000 507
Co-ops : $418,000 - 529,500 2
Twnhs : $369,000 - 2,099,000 16
2-4 Fam : $430,000 - 3,600,000 133
5+ Fam : $1,650,000 - 1,650,000 1
Land : $85,000 - 7,900,000 21
Rentals : $1,725 - 5,200 37
Mixd Use : $949,000 - 1,650,000 4
Com S : -
Com L : -
Biz : $35,000 - 450,000 7


Similar Listings in Jersey City

The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Madison Adams are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
NJMLS is the owner of the copyrights of the listing content displayed for IDX. The NJMLS Internet Data Exchange Logo is a service mark owned by the NJMLS, Inc. All information deemed reliable but not guaranteed. Last date updated: 08/28/2025 00:05 AM Source: New Jersey Multiple Listing Service, Inc. “©2025 New Jersey Multiple Listing Service, Inc. All rights reserved.”


General Tax Rate is used to determine the amount of real estate tax levied upon a particular property. This rate is used to compute the tax bill.

Effective Tax Rate is used to compare of one district to another district based on the assumption that all districts are at 100% valuation. This rate has been computed by the State of New Jersey Department of the Treasury using County Equalization Average Ratios. This rate is NOT to be used to compute the tax bill.

Data Source: US Census 2010, NJ MLS, State of New Jersey Department of the Treasury

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Madison AdamsTM

84 E Ridgewood Ave, Suite 201
Ridgewood, NJ 07450
201 760-1100 (office)
201 760-1102 (fax)
office@madisonadams.com